Hmmm....so what did you do that I didn't? I put the IMG tags in brackets  and put the URL between them... Also tried raw html, and it doesn't work.. <img src="http://images108.fotki.com/v1221/photos/2/28153/97045/IMG_0433-vi.jpg" />
I've had no success in linking from my Fotki account usiing any method since the upgrade. I tried the approach Bob and Chris mentioned in previous posts---img tags w/ the photo URL between them. Doesn't work for me.