I agree with you Kevin as I'm lookin' to buy a truck next year. Look what the dealers have in the way of trucks these days, more doors, small box, 4 x 4, loaded to the gills with accessories, and price tags of 40, 50, 60, & 70 thousand dollars. That is scary and I see lots of them on the road today.
Thought about selling off your models, tools, parts, paints, etc. DON'T do it! Box everything up and put them in the corner or something, but DON'T get rid of your modeling stuff. I did back in 1990 only to find myself starting all over 'bout 7 or 8 years down the road. Boy was I ever sorry. Even if you're in a slump for a few months, at least you'll have your stuff and you can pick up where you left off, or even start a new project.