Danno

Hey, Chris! Welcome aboard. This is a great place to be and to learn and share. Also, feel free to check into local activities and the two local clubs ~ Tomorrow (Saturday, June 28) is a swap meet / flea market for plastic kits (cars, planes, ships, armor, sci-fi, figures) at the Postal Workers Social Hall, 3720 W. Greenway Road. Doors open to the public at 8:30 a.m. - it generally wraps up at 1:30 p.m. $3 admission at the door. Moonlight Modelers Club, www.moonlightmodelers.com Cactus Car Modelers Club, www.cactuscarmodelers.com And, there are "build sessions" open to all on the last Saturday of every month, 11 a.m., resuming July 26, at the new HobbyTown USA mega-hobby complex at 3401 W. Greenway Road, Phoenix. The first Saturday of November is the Modelzona Contest and swap meet, put on by IPMS. It's in Mesa at the Commemorative Air Force Museum. Third weekend of November every year is the Goodguys Rod & Custom Association Southwest Nationals Model Car and Pedal Car Contest & Show at Westworld. Second weekend of March every year is the Goodguys Rod & Custom Association Spring Nationals Model Car and Pedal Car Contest & Show at Westworld. And, second Saturday of April every year is the Desert Scale Classic Model Car Championship. Lots going on, Chris, and you're welcome to check it all out! Come see us and introduce yourself!

The greatest component in cost of insurance is the liability coverage. The cost of liability coverage has some to do with you (age, gender, marital status, occupation, history, etc.) and a little to do with your vehicle (type, mass, usage), but most to do with the other demographics ~ loss experience among all traffic units in the area your vehicle will be operating, average cost of repairs of all vehicles in that area, accident severity in that area, injury ratio, injury severity, and liberalness (generosity toward claimants, not politics) of juries, are major components of how much liability insurance costs you. Uninsured motorist coverage is not priced based on any consideration of you, other than where you live. Pricing is determined mostly by the statistical accident experience in the metro or local area where you will operate your vehicle. Some areas have fewer uninsured motorists running around than others. For example, in Arizona the ratio of uninsured motorists was, at one time, as high as 44%. That means nearly half the driver/vehicle combinations on the street were uninsured. Our uninsured motorist premiums were sky-high, as you might understand. And, you couldn't risk driving without it. The 'experience severity' (number of uninsured accidents) and therefore the premiums/rates for coverage have come down because the number of uninsured driver/vehicle combinations has been reduced remarkably (largely due to HB1070). In short, don't be so quick to blame your insurance premiums on discrimination against you or your vehicle. Blame it on your neighbors, fellow motorists, body shops, healthcare, and local juries. As the movie title said . . . "It's Complicated."

Tom Coolidge is/was not R&D or Detroit Iron. He is Promolite. His castings are top tier, as good as Modelhaus any day. When the mold wears out, Tom stops casting from it ~ no one gets second-rate products from Tom!

Harry, You're not talking about lost mail, are you? I thought you said the package arrived but the contents were missing. That's mail theft. Postal Inspectors.

Tom's correct. At some point after an insured vehicle has been reported stolen and has not been recovered, the insurance company will establish the vehicle's actual cash value (basically a fair market value) and will pay the owner that amount in exchange for a signed power-of-attorney and title transfer. The insurance company then transfer's the vehicle's title to the insurance company as titled owner. Then the title and paperwork is filed away by the insurance company to await eventual recovery . . . if it ever happens. If the vehicle is recovered, the insurance company then sells the vehicle at auction to recoup whatever it can. Once the owner signs the power-of-attorney and title paperwork, his/her ownership interest in the vehicle ends. He/she may be listed in police reports as the owner, but the insurance company actually is. Typically, the original owner (or, insured) will never be notified or know if the vehicle is ever recovered. Rarely, an insurance company will let the original owner know of the recovery. More commonly, the recovering The entire process is different, obviously, if the vehicle was not insured. Then, the original owner will continue to be the titled owner until the vehicle is recovered. I've been involved in hundreds of recoveries over the years, including a couple similar to this. {My personal record was a 44-year recovery of a split-window '63 Corvette.}

https://postalinspectors.uspis.gov/contactus/filecomplaint.aspx Tell them about all 8 items . . . there may be a pattern.

Very nice.

Report it to the Postal Inspection Service, Harry. They'd like to know.

Sweet.

Absolutely, completely, entirely, totally, bitchingly, over the top!!!! WOW!

Wonder how David Gusky's Model TT ambulance is coming along.

Decent.

Nice . . . except for that XL logo emblem!

And that's why I don't bother with 'over there' any more.

RUB strips ;-)

Tell that to 'them.' See how far it gets you. In fact, Cameron, post your message on that other forum and watch to see how fast it disappears. But don't blink.

I used to do a lot of work in Vegas, but times ~ and business patterns ~ have changed. Then, meals were fabulous and cheap. Now, they're not cheap. Rooms were very good and cheap. Now they're more typical/common and not cheap. Actually, dining is just as good in Phoenix metro as Vegas; we have Casinos and showrooms, and . . . some . . . showgurliez (NOT the same as real Showgurlz!). The Vegas headliner type entertainment has just gotten TOO expensive to be worth the trip for that distinction alone. And besides, as long as Agent G makes his semi-annual trips to Phoenix, I just don't have a compelling reason to go there. (I missed this year's Henderson contest . . . AGAIN!) Vegas just doesn't have anything we don't have here . . . except the Strip and Freemont Street, and I've seen them. One thing I'm surprised hasn't been mentioned is the car collection at The Quad, the former Imperial Palace. [boy, do I have stories about that!]

Not even close to the one I'm talking about, Greg.

Nice . . . other than the rear wheels/tires. They don't work for me. And what's with the big red lights on the front?

Whatever it takes to get noticed.

Nice! Thanks for taking us along on this ride, Art.

WHAT other forum? {There is no other forum.}

^ What he said!!! ^

May and September are usually not too bad . . . we've had a couple of hot Septembers recently, but usually not so bad. You'll know you've acclimated when you get excited during the summer about the 'cooling trend' because the daytime high temps are going to be in the upper 90s or 100 - 101. Like Chip says, it's always nice indoors.

Yikes.