Another Interesting Diorama Idea

[Wagoneer81]

This happened yesterday at 11:30 am.

Location: My Driveway.

Subject: a treelimb from my neighbors tree and a squished, rust-free, formerly straight paneled, wonderful-driving, 2.5L/5-speed 1989 S-10 Tahoe... No wind, no storm, the tree just decided it had had enough and needed a break (yeah, pun intended...) I was driving this truck because it got twice the mileage as the Wagoneer and the old Jeep needs some work.

I'm posting this today because the tree took out the power and CATV service when It came down and Comcast just got us hooked back up...

I was borrowing this truck from Dad and was making arrangements to buy it in a few months.

Yes, is says GMC... When Dad bought it, he replaced the original, damaged tailgate with a newer one. And yes, those are 1966ish Chevy SS 14" hubcaps...

Notice the wheelchair... I love how it rolled the handles under and punched them through the cap...

The good news is that the three fishing poles, tacklebox and toolbox that were in the back survived intact!

Believe it or not, I am able to get in it and move it around under its own power. The driveline is still solid.

My neighbor and his newest source of tension and stress....

Sooo, who wants to tackle this one? It'd make an interesting load for a rollback or car trailer. I may just have to procure a couple of old S-10 kits and tackle this one myself... Gimme something to remember this by...

Edited June 20, 2011 by Wagoneer81

[Nick Winter]

I have a bit of an odd question, what's going to happen to it now?

Nick

[Wagoneer81]

Nick, that's not an odd question... More than likely the Ins. Co. will total it out, cut Dad a check for its replacement value and haul it off. I believe that the rear frame is bent so it isn't salvagable for anything other than parts... Which is a shame because it was in really good shape for an '89.

Edited June 20, 2011 by Wagoneer81

[Darren B]

I hope the neighbor has insurance or some why to pay for the damages!!

[Wagoneer81]

I hope the neighbor has insurance or some why to pay for the damages!!

Yes, they have a homeowners policy.

[Darren B]

Good even thou its hard to replace an nice old running truck that could have made it probably another 100,000 miles man sorry that that had to happen to you thou.......

[James Flowers]

Looks like someone owes for truck.Does your neighbor have insurance? Looks like more than one tree needs cut down around your property.Trees are not good around anything they can fall on.You see it on the news all the time.People get a clue.I just love those trees until they fall on a house or car.For the model you have the best seat in the house for reference. Just take lots of pictures.Good luck on the out come of this problem.

[Harry P.]

Nick, that's not an odd question... More than likely the Ins. Co. will total it out, cut Dad a check for its replacement value and haul it off. I believe that the rear frame is bent so it isn't salvagable for anything other than parts... Which is a shame because it was in really good shape for an '89.

You'll be lucky to get a couple hundred bucks for that from the insurance company. It's a 20+ year old truck that wasn't worth all that much when it was new... now it's worth practically nothing as far as the insurance company is concerned.

[James Flowers]

You'll be lucky to get a couple hundred bucks for that from the insurance company. It's a 20+ year old truck that wasn't worth all that much when it was new... now it's worth practically nothing as far as the insurance company is concerned.

Harry you would be surprised how much older cars and trucks go for now days.That truck woud sell for $1,500 or more now days.No way would they pay me anything less than what it would cost to replace it. Just look around on the net and you will see what truck like that goes for that age.

[Harry P.]

Harry you would be surprised how much older cars and trucks go for now days.That truck woud sell for $1,500 or more now days.No way would they pay me anything less than what it would cost to replace it. Just look around on the net and you will see what truck like that goes for that age.

The insurance company will always offer less than what the owner thinks their car is worth.

According to edmunds.com, a 1990 S-10 (they only go back to 1990) isn't worth a whole lot:

http://www.edmunds.com/chevrolet/s-10/1990/tmv-appraise.html?sub=regular-cab&style=9489&zip=60107

[highway]

Chris, sorry to see that. It looks like it was in good shape for it's age.

As for a load on a rollback, you're giving me ideas! Now just to get a rollback built to put it on!

[James Flowers]

The insurance company will always offer less than what the owner thinks their car is worth.

According to edmunds.com, a 1990 S-10 (they only go back to 1990) isn't worth a whole lot:

http://www.edmunds.com/chevrolet/s-10/1990/tmv-appraise.html?sub=regular-cab&style=9489&zip=60107

He would be a fool to take that little bit for the truck.

[roadhawg]

Insurance companies don't care how much something is selling for. Like Harry says, you'll be lucky to get much. My guess would be $500.

If the frame isn't bent TOO bad, they make all kinds of cool kits that use an S10 chassis as a base.....32 Fords, 41 Willys.....

[Nick Winter]

He would be a fool to take that little bit for the truck.

not ot mention Harry's got the wrong price, He's got the price for a Single Cab, not Extended Cab.

just Sayin'

Nick

[highway]

According to edmunds.com, a 1990 S-10 (they only go back to 1990) isn't worth a whole lot:

Actually Harry, that would not be 100% correct either, because the truck is a GMC S-15, not a Chevy S-10. I tried to check it by the link but the best it would give me entering GMC S-15 extended cab was a True Market Value of just a little more than $900.

[disabled modeler]

Too bad about the truck....ours narrowly got missed by one close to that size last year and the same thing-no wind or storm just gave up?

[highway]

Actually Harry, that would not be 100% correct either, because the truck is a GMC S-15, not a Chevy S-10. I tried to check it by the link but the best it would give me entering GMC S-15 extended cab was a True Market Value of just a little more than $900.

WHOOPS!! Chris threw a fast one on me!! I noticed the GMC on the tailgate and not the Chevy Bowtie on the grille!!! MY BAD!!

[charlie8575]

That's....painful.

At least you weren't in it.

This is one of those cases where Craigslist could become your best friend.

Charlie Larkin

[highway]

Here's the values Kelly Blue Book's site came up with as a trade in value, including in the options the camper top, since that was the only option I could actually see it had.

http://www.kbb.com/chevrolet/s10-extended-cab/1991-chevrolet-s10-extended-cab/pickup/?vehicleid=10298&intent=trade-in-sell&options=372574%7ctrue%7c372713%7ctrue&pricetype=trade-in&condition=excellent

EDIT:By the way, they would only go back to 1991!

Edited June 20, 2011 by highway

[Wagoneer81]

Harry P.;

Lets just say that the fight with Allstate has just begun...

Highway;

It was in remarkable shape for its age. 201,000 miles, no rust holes, until yesterday no dents... only a few small areas of surface rust on the top of the cab and the inner bed corners. It purred like a kitten and rode and drove very nicely... The cap was watertight without any leaks...

Darren B;

I was so looking forward to putting that extra 100,000 miles on this truck too...

Roadhawg;

I'd love to build something like an old Jeepster pickup body for it... I have the skill sets to pull that off, just not the money nor the stamina and strength... Talk about the ultimate scratchbuild...

James Flowers;

Since the truck was in as good a shape as it was, we decided to put the value at at least $1200.00. That would be the minimum needed to find another one in that condition... And yes, we'll probably have to take that smaller, skinned tree down before long as well...

The real bear, everybody, is that my wheelchair was in the back and got crushed with the truck... I need a wheelchair for extended periods out and about because the distance I can walk is severely limited due to muscle disease and physical injury...

and the saga continues...

Edited June 20, 2011 by Wagoneer81

[Harry P.]

Here's the values Kelly Blue Book's site came up with as a trade in value, including in the options the camper top, since that was the only option I could actually see it had.

http://www.kbb.com/c...ition=excellent

EDIT:By the way, they would only go back to 1991!

Like I said... it ain't worth much. no matter how you slice it.

And the insurance company will always try to lowball you. They use their own valuation data... and it doesn't take a rocket scientist to figure out that they skew the prices downward... to benefit themselves.

I once had a Dodge Stealth RT. It was totaled by a woman in a minivan that hit me. The insurance company offered me several thousand dollars less than what a comparable model was selling for on the market at that time. I argued with them, but guess who won the argument?

I'd be surprised if the insurance company offered more than $500-600.

[James Flowers]

The insurance company will always offer less than what the owner thinks their car is worth.

According to edmunds.com, a 1990 S-10 (they only go back to 1990) isn't worth a whole lot:

http://www.edmunds.com/chevrolet/s-10/1990/tmv-appraise.html?sub=regular-cab&style=9489&zip=60107

Why should he take such a loss? I would tell them go buy me one just like it or as close to it as they can.He could not buy another one in that shape for that little of a price.

[Wagoneer81]

Well, at least my wheelchair issue has been solved... As you can see, the old one is toast... What you can't really see are the busted spokes and the wheel thats broken in three places...

My neighbor, the one whose tree did all this, just brought me this:

It's brand new, they bought it for his late mother-in-law and she never used it. Also, it fits like it was made for me. Looks like I have at least one of my sets of wheels back...

[Harry P.]

Why should he take such a loss? I would tell them go buy me one just like it or as close to it as they can.He could not buy another one in that shape for that little of a price.

Read my previous post.

You can argue with the insurance company all you want. They have all the time in the world, and pretty soon you get tired of arguing with them and you get frustrated and you wind up taking what they offer you. I know... I was in the same situation.

I tried telling them that the amount they were offering me wasn't fair. And I said besides, I don't want the money... I want my car back. Or one just like it. So they offered to find one for me, but all they came up with was "close but no cigar"... not the same color, not equipped the way mine was, etc. So after going around and around with them for weeks, I finally caved and said ok, give me the money.

Their line is this: we will pay you what we think your car was worth. What we (the insurance company) think it was worth.

Good luck trying to outmaneuver an insurance company.

[Wagoneer81]

Why should he take such a loss? I would tell them go buy me one just like it or as close to it as they can.He could not buy another one in that shape for that little of a price.

Unfortunately, Harry is right; this is what these companies like to do... In a perfect world there exists what is called 'replacement value'... This is what it would take to replace the truck with a vehicle in similar age and condition, at market price, regardless of bluebook value. Unfortunately, insurance companies advertise a perfect world but rarely deliver as such...