There used to be an Off Track Betting parlor on Second Ave., between 52nd and 53rd Streets, in Manhattan. It featured a full service restaurant and bar, in addition to betting windows. It also had a dress code. A betting parlor with a dress code! Jackets required. If you didn't have one, the maitre'd (yup) would provide you with a gawd-awful Kelly Green blazer. Now, back to our show: How about "Handyman Special"? Euphemism for property one step above condemned. "Cream puff" to describe a used car. Ever see what an old cream puff looks like? "Daily driver" - so are garbage trucks.