I like to spend the money I earn.That way the government doesn't get it.Can't take it with ya I know,but they ain't getting it either.More so now a days, but I don't trust banks at all($5 fee to use my $ come on).If you want spare money get rid of the credit and debit cards.I use soda can deposits for model money also.Pay your bills,yes,but be thrifty for your cause.I must add that my house makes less than $35,000 a yr.And we don't go without the basics It's amazing the amount of stuff we have on that income,yet I still complain now and again.Lucky or just a cheap skate?It also helps to have an under the table side gig or 2.I sell mower parts, I find in the fall and spring pick ups,a tire here a carb there.I got it for free, so I can charge what I want for it.My band money goes towards the model hobbie too.Scrap yards are a good source of income if your selling or buying.I just got a cool old rat rod-ish bicycle(American Flyer) for scrap rate$.20 a lb.,I'll post some pics of that in the bike post later.Keep an eye open for things others may need that way you have it if the conversation comes up.I just sold some 2x4's I got from work they thru out.All in all ,one mans junk helps another mans hobbie...Build on.