I had to have a seat belt installed in my first car in the mid-60's so that I could go racin' on the drag strip. A guy at work did it for me as I was young yet and had no tools either. That changed not too much later though.
The years are creeping up on you Ace so get used to it. I know that it's a tough adjustment as I've been going through it for the last year or so, and I'm not exactly overjoyed about it.
That idea would work for some modelers, but not the majority. And what about new builders, would they need to know how to take care of that process right off the bat?