I do enjoy trying something new but if your not competing in competition makes no sense to go over board in some areas , but on the other hand if you build to compete then by all means take it over the top , I build to be looked at and to have it around for years to come with out tons of stuff falling off and becoming lost and the model becoming junk . Some of my kits I have had 40+ years and still most are still complete but in need of refreshing while just a few others have become parts cars . So the level of a build depends on many things , ones skill , ones money, and ones physical abilities are , and last but not least what is the purpose of the build.
Bottom line do it your way and enjoy it , if you have deep pockets and more God given skill than the next man you are blessed , but don't down the next guy for not building at your level nor should we feel hard because someone has the money and skills to be at the top. Just do your best and dont worry what the next guy is doing. Happy Model Building