NYLIBUD Posted Tuesday at 01:36 AM Posted Tuesday at 01:36 AM I got slammed by a UPS truck.🫣It was a great car.2009 Crown Vic,police interceptor .😱Totaled total. Nooooo!!!!!.There goes my insurance. 4
meechum68 Posted Tuesday at 01:46 AM Posted Tuesday at 01:46 AM Oh man that sucks so bad I would get it back to yank the drive line from engine to rear end. And it looks like that driver side wheel lived. I hate seeing that.Â
sfhess Posted Tuesday at 02:00 AM Posted Tuesday at 02:00 AM (edited) if you were, as you say, "slammed by a UPS truck", and you are not at fault, your insurance had better not go up. Edited Tuesday at 02:01 AM by sfhess 1 1
The Junkman Posted Tuesday at 04:39 AM Posted Tuesday at 04:39 AM For all the front end damage, the cabin stayed remarkably intact and undamaged. It did its job. I'll bet you were sore in a few places afterwards but given the alternative outcome.... Steve (a driver of a remarkably large number of Crown Vics-for business purposes that is.) 1
iamsuperdan Posted Tuesday at 02:44 PM Posted Tuesday at 02:44 PM 12 hours ago, sfhess said: if you were, as you say, "slammed by a UPS truck", and you are not at fault, your insurance had better not go up. Unfortunately, that's not how it works. Even if UPS' insurance company covers replacement cost on the Crown Vic, Ron now has an accident on his record. So although his insurance company may not have to pay anything for the accident, his rates will undoubtedly rise because of this.  Is the frame toast? Most insurance write offs can offer a "keep it" option, where you get to keep the vehicle, you get paid less than replacement cost, and the vehicle now has a salvage title on it. Many years ago, I had a VW Passat that I spent a lot of time and effort on. It was written off in a hailstorm. Insurance gave me the option of $4500, and the car goes away, or I get $3000 and keep the car, albeit with a salvage record. Mechanically, it was perfect, interior was perfect. I knew I couldn't replace the car for $4500, so I kept the car and used the $3k to repair the body. The cool part was that they never added a salvage record to the VIN. As far as any searches were concerned, the car was never damaged or written off.  Anyway, if given the option, would keeping the car and repairing the front end be an option?Â
Ace-Garageguy Posted Tuesday at 02:56 PM Posted Tuesday at 02:56 PM 'T'were me, I'd buy the salvage from the insurance company if that's an option where you are. It is where I am, and I've saved several "economic totals" that were excellent mechanically, and either brought them back, or swapped the guts into straight shells. Far as fixing that one goes, I don't know many shops that are competent to do that car right (WE are), but I've seen so much structural buggery that was "just repaired"...well, I wouldn't want it, period...unless you know a shop that has a reputation for doing heavy hits absolutely correctly. There aren't many out there. 1 1
NYLIBUD Posted Tuesday at 03:42 PM Author Posted Tuesday at 03:42 PM Thanks for all the advice guys.No I got a nice payout from Nationwide.And the car is a complete wreck.I’ll just get another one.I have a couple of other cars,so that’s positive.But this was a good car.Its gone.🫣 2
DJMar Posted Tuesday at 04:19 PM Posted Tuesday at 04:19 PM Bummer about the Vic, but glad you walked away from that.
mcs1056 Posted Tuesday at 04:45 PM Posted Tuesday at 04:45 PM Can't even use that front end for an F100.
johnyrotten Posted Tuesday at 04:51 PM Posted Tuesday at 04:51 PM Looking at the damage, I wouldn't be surprised to see damage on the engine and transmission,as far as broken mounting bosses for accessories and engine mounts. It's a shame too, those are great, cool cars.Â
Brutalform Posted yesterday at 01:15 AM Posted yesterday at 01:15 AM 10 hours ago, iamsuperdan said: Unfortunately, that's not how it works. Even if UPS' insurance company covers replacement cost on the Crown Vic, Ron now has an accident on his record. So although his insurance company may not have to pay anything for the accident, his rates will undoubtedly rise because of this.    This all depends on the state you live in. Here in Pa, your rates will not go up due to a non fault accident.Â
Brutalform Posted yesterday at 01:16 AM Posted yesterday at 01:16 AM Sorry to learn of your loss, Ron. Glad you weren’t injured. 1
bobss396 Posted yesterday at 11:37 AM Posted yesterday at 11:37 AM My stepmother wadded up a similar Mercury around 2009. That was more across the front, even the dash was pushed back.
NYLIBUD Posted 21 hours ago Author Posted 21 hours ago Half the engine and tranny we’re 10 feet down the road.Im so PISSSSSSDED OFF.It was a great car. 1
1972coronet Posted 14 hours ago Posted 14 hours ago 7 hours ago, NYLIBUD said: Half the engine and tranny we’re 10 feet down the road.Im so PISSSSSSDED OFF.It was a great car. Firstly, I'm glad that you're okay physically. Too bad that you couldn't part it out - lots of CVPI-only equipment on those ( Certified Calibration speedometer ; dash trim where the centre trunk-release button is ; driver-side door panel... just to name a couple ). Heck, I'd buy the Lighting Control Module from you ! The one in my '04 has a bad relay - rebuilt ones are $300 my cost.Â
sfhess Posted 9 hours ago Posted 9 hours ago (edited) On 10/7/2025 at 7:44 AM, iamsuperdan said: Unfortunately, that's not how it works. Even if UPS' insurance company covers replacement cost on the Crown Vic, Ron now has an accident on his record. So although his insurance company may not have to pay anything for the accident, his rates will undoubtedly rise because of this.  Is the frame toast? Most insurance write offs can offer a "keep it" option, where you get to keep the vehicle, you get paid less than replacement cost, and the vehicle now has a salvage title on it. Many years ago, I had a VW Passat that I spent a lot of time and effort on. It was written off in a hailstorm. Insurance gave me the option of $4500, and the car goes away, or I get $3000 and keep the car, albeit with a salvage record. Mechanically, it was perfect, interior was perfect. I knew I couldn't replace the car for $4500, so I kept the car and used the $3k to repair the body. The cool part was that they never added a salvage record to the VIN. As far as any searches were concerned, the car was never damaged or written off.  Anyway, if given the option, would keeping the car and repairing the front end be an option? I was rear ended a few years ago.  The driver who caused the crash was not insured. My uninsured motorist coverage, along with the UMPD deductible waiver, paid for repair of the damage and a rental car. There was no "accident" (crash) on my record and no increase in my premium. The key words are "at fault". If an insurance company raises you rates for a not-at-fault crash, it's time to find another insurance company Edited 9 hours ago by sfhess
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