What Irked You Today?

[Tom Geiger]

There is probably no one single consumer product that needs to be looked at more carefully by the consumer, price-wise, than insurance. Prices for very similar or even exactly the same coverage varies wildly from one company to another.

Specifically, car insurance. By shopping around, I found the same exact coverage from Company B that I had been getting from Company A... for half the price. Literally half the price. If only I had shopped around sooner!

Agreed!  But be careful.  Check out the cheaper company carefully. Everything is fun and games until you have a claim. Some of them are horrible.  

A second tip, look at bundling your home and auto insurance with one company.  I get a huge discount with State Farm doing so.

You also want to look at all your costs from time to time.  Big companies rebid service contracts periodically.  You need to do the same. Your insurance policy may have been a bargain when you got it,  but the annual increases and the current competitive market may have changed. I found the same with my phone billing.  I went to the Verizon store and asked to review my cell bill.  I walked out of there with a lower payment than I had and two new phones!  Companies are very happy to keep collecting the old higher payment unless you ask.

 

[bobthehobbyguy]

Good luck with your treatment today Harry. Please keep us posted on how its going if you feel up to it. I peak for all when I say you are in our prayers.

[Tom Geiger]

Amen!  Good thoughts with you Harry!

 

[jwrass]

Actually every time I come on the Forum:

Booth and Ventilation Questions..... It's pinned....

Primer and Prep Questions...... Their out there...

Kind of Cranky today.... but feel much better now!

"RASS" 

[Snake45]

Actually every time I come on the Forum:

Booth and Ventilation Questions..... It's pinned....

Primer and Prep Questions...... Their out there...

Kind of Cranky today.... but feel much better now!

"RASS" 

You forgot "Hey guys, what's the best paint stripper?"

[cobraman]

 

I can speak to that. Many cancer therapies are made by hand in small batches. There can be many stages in the production over a period of time as well. The target patient community for some of them is very small, so the costs of development and production need to be recouped over fewer doses.   When I worked for Wyeth, they had one therapy that was hand made in a lab by PhDs using very toxic ingredients.  For instance I was interviewing with a small unknown pharma company.  In my research I saw their main product was a cancer therapy that cost $6000 a dose.   Then I saw that the potential patient count was in the hundreds.  In those cases we are thankful that a company would be there who would spend resources on a therapy with such a small population.  Extremely important and lifesaving for each of those people, but not a large enough market to cover costs.

Note that this pricing is discounted and bargained down by the US government for Medicare and by the larger medical insurance companies.  If your sister's insurance company agreed to the cost, they had assured that it was cost effective.

I get hit just like everyone else.  I pay my own medical insurance and the monthly premium for my wife and I is more than our mortgage!

Could the market possibly be small due the cost ? If it were cheaper could more people benefit from it ?  Don't know , just asking.

[jwrass]

You forgot "Hey guys, what's the best paint stripper?"

Dooooh.......That too!!

"RASS"

[Tom Geiger]

Could the market possibly be small due the cost ? If it were cheaper could more people benefit from it ?  Don't know , just asking.

No it's the patient population who would benefit from the therapy.  Medicare / Medicaid will pay for those who cannot afford.  

[dieseldawg142]

.......

 

Edited May 10, 2018 by dieseldawg142

[cobraman]

Wife wanted to go see a movie today so we went to see "Sully". What is the deal with people having to check their stupid phones every 15 minutes. You a doctor or something ? If you can't go a couple hours without your phone go to a bowling alley and stay out of a movie theater ! Rant over . : )

[10thumbs]

Wife wanted to go see a movie today so we went to see "Sully". What is the deal with people having to check their stupid phones every 15 minutes. You a doctor or something ? If you can't go a couple hours without your phone go to a bowling alley and stay out of a movie theater ! Rant over . : )

I hear that!

Just last month the wife and I went to a matinee (we don't go downtown anymore after dark!!!) and a young girl next to me wanted to keep checking the display.

Man, its dark in a movie theater, and the display light up the whole place and I got real irritated and told her if she does it again that'll be the last time during this movie.

She gets up and leaves, but sicks the "cinema police" on me.  I was told to leave the theater!

Nuff said.

I really didn't want to talk about it, I have an "88 a day topic"  running, and actually I feel so out of it sometimes that I wish the old days back.  One phone in the hallway, when it rang the person was available, or they were not at home.  Period.

The wife has supplied us with 3 telephone numbers, 3 phones and a cell for me and a smartphone for herself.  That makes 5 friggin numbers to call, yet most of of time I can't reach her when I try to call.

That irks me.

[blunc]

should have sicked the cinema police on her...and gotten your tickets replaced for having your movie experience ruined by a thoughtless person.

[Snake45]

Remember the great line from Shepard Book on Firefly? "Oh, you're going to the Special Hell reserved for child molesters and people who talk in theaters."

[Greg Myers]

This has bugged me for quite awhile, new cars at a cruise night.

You go to a cruise night at the local shopping center parking lot to see cool old cars, hot rods, low riders, et.al. NOT late models you can go to a dealer and see ( and guess what? even drive if you like. )

We have one of the greatest weekly cruise ins here in the valley, "The Pavillions" in Scottsdale, been going strong for many years, on Good Guys weekends more than 500 cars.

But here's the rub, among the many great cars,( always more than 100) hot rods, customs, muscle cars are the "Wanna bees" late models, Brand new Mustangs, Camaros, Corvettes and awhile back PT Cruisers, taking up space where legit  cool cars can't park.  I'm sorry, that's NOT what I came to see.

[Ace-Garageguy]

This has bugged me for quite awhile, new cars at a cruise night.

You go to a cruise night at the local shopping center parking lot to see cool old cars, hot rods, low riders, et.al. NOT late models you can go to a dealer and see ( and guess what? even drive if you like. )

In the '60s i don't recall having "cruise nights", but I DO recall that the mix of cars at the local drive-in on a Friday or Saturday night usually included everything from rough in-progress hot rods, multi-carb flathead-powered tailgragger shoebox Fords, to the rich clean-hands kids in brandy-new GTOs, Mustangs and 442s.

[Greg Myers]

I was there too and remember looking down our nose at the "Store bought" hot rods,nee, muscle cars.

" They didn't do anything themselves, just bought it off the show room floor"

[Greg Myers]

Tempus Fugit 

[Earl Marischal]

Having to rip up all the tiles on the upstairs bathroom because water had got under them from a leaky cistern. Plumber fixed the leak quickly and easily and now I have to let the floor dry out before I can re-lay.

steve

[Ace-Garageguy]

I was there too and remember looking down our nose at the "Store bought" hot rods,nee, muscle cars.

" They didn't do anything themselves, just bought it off the show room floor"

Which gets us back to a lot of the cool cars out there today..."they didn't do anything themselves, just paid other guys to do all the work".   

Some things never change.  

I don't mind seeing checkbook hot-rods particularly. After all, they keep me eating. What I DO mind is seeing the guy who wrote the checks trying to take credit for actually doing the dirty work. But like I said, some things never change.  

Edited September 11, 2016 by Ace-Garageguy

[Greg Myers]

I agree, Looking at a hot rod is one thing though, looking at a car you can go to the show room and look at, as well as drive it , is something else entirely.

[russosborne]

this started Tuesday, but still is actively irking me.

Wife had gall bladder removed on Tuesday. Everything went well, it was done as an outpatient (laproscopically) and she went home that afternoon. Until Wednesday. Intense pain and a fever. Wasn't sure on the fever until I got home about 11pm (I work second shift now) and I had to stop and buy a thermometer. Yes, she did have a decent fever, like 101.  Called the triage nurse with her insurance and she said to go to the ER. Did that, they did a CT scan and blood tests. They were not sure what was going on but they said there was a problem (something on CT scan and also elevated white blood cell count) so they admitted her around 5am Thursday.

So now it is Sunday. They do a second CT scan. Still no word on exactly what is wrong. Her fever has been gone for a couple of days now at least. Not sure where her white blood cell count is, that was high in the ER. Hoping to hear more tomorrow. All we really now is that the new CT scan showed everything was the same as the initial, and there is definitely something there. Just don't know if it is an abcess or just fluid. Sorry, I am not up on medical stuff. My wife is the medical terminology person in our family.

I just started a new job two weeks ago tomorrow (Monday) and I am only a temp so I cannot miss any time. So I am irked that I can't be there with her for more than a few hours late at night during the week, as well as extremely irked that every single time she has had surgery (this makes 3 in less than a year now) she has had infection issues, and they sent her home Tuesday without any antibiotics. The two most recent surgeries have been with the same surgeon.

GRRRRRRRR.

Russ

Edited September 12, 2016 by russosborne

[Tom Geiger]

 

But here's the rub, among the many great cars,( always more than 100) hot rods, customs, muscle cars are the "Wanna bees" late models, Brand new Mustangs, Camaros, Corvettes and awhile back PT Cruisers, taking up space where legit  cool cars can't park.  I'm sorry, that's NOT what I came to see.

Hey Greg, if you find yourself in Pennsylvania, stop by!  I'll let you look at my PT Cruiser convertible all you want.  May even let you drive it!  :-)

[Rob Hall]

This has bugged me for quite awhile, new cars at a cruise night.

You go to a cruise night at the local shopping center parking lot to see cool old cars, hot rods, low riders, et.al. NOT late models you can go to a dealer and see ( and guess what? even drive if you like. )

We have one of the greatest weekly cruise ins here in the valley, "The Pavillions" in Scottsdale, been going strong for many years, on Good Guys weekends more than 500 cars.

But here's the rub, among the many great cars,( always more than 100) hot rods, customs, muscle cars are the "Wanna bees" late models, Brand new Mustangs, Camaros, Corvettes and awhile back PT Cruisers, taking up space where legit  cool cars can't park.  I'm sorry, that's NOT what I came to see.

I go to that show occasionally, more so once cool weather gets here, and usually always on auction weekend in January.  The modern cars don't bother me it all, it's neat to see them in one place, and often many of them are modified, which you won't see at a dealer...the hot rods and customs don't interest me, but modern muscle cars do..and the 60s-70s land yachts--usually some of those in attendance.    It's an event for car enthusiasts, not just old car or hot rod enthusiasts...there is no reason interesting modern cars can't be included (of course some crabby people probably complain about them).   

I like the Cars and Coffee events in Scottsdale also, I try and go to those on the 1st Saturday of the month...usually a nice turnout of all sorts of cars.

Edited September 13, 2016 by Rob Hall

[Greg Myers]

Hey Greg, if you find yourself in Pennsylvania, stop by!  I'll let you look at my PT Cruiser convertible all you want.  May even let you drive it!  :-)

No thanks  

[Danno]

The common cold.   All too common.