I, as well as you guys, get offers from different loan companies saying "borrow from us". I got a new one today and I usually just throw them away unopened. But this was from some company I had not heard of. Brookwood Loans said I was "prequalified" to receive one of there loans. They offered me the grand sum of $3,500. Oh lucky me. They said I could pay them off in 36 easy payments at 96%, You read that right, not 9.6%, a whole whopping 96%. So I got out my handy dandy dollar store solar powered calculating machine and woke up the beetle who inhabits the tiny treadmill inside. Payments for the sum are $298.71 per month, which totals out to be $10753.56!!! Are there people that stupid that will bite this juicy bait hanging in front of them. The local Mafia loan shark in town gives better deals than this.