I'm with Steve on this. I place my Max bid for a car and don't go over it. If I win... Great. If I lose, I'm not happy about it, but I'm sure there'll be another one or more to bid on down the road. I try to find built-ups, promos, or diecasts of 1950's cars that haven't been made as model kits. I already have all of the 1950's car kits that have been made, even though I may not have built them all yet. I also will not place a bid for anything unless I have the money to pay for it. My regular household bills and budget comes first... anything left over is my "play money". I will also pay for whatever I win as soon as I find out that I've won.