Don't try and grow up too fast. Relax and enjoy your youth. Soon enough you will be paying rent or a mortgage and have phone bill. waterbill. electric bill, car payment, car insurance, gas , auto upkeep, cable and or internet bill. I could go on but you get the idea. I didn't know how good I had it when I was 16 and mom and pop were paying for everything including my clothes till I started to work. Bought my first car from the folks for 50.00 and I was in their insurance. My first new car was a 1972 Pinto ( go ahead and laugh but that car went everywhere around Chicago and never let me down. My car payment was 72 bucks a month and my insurance was 75 bucks a month. Sure there are benifits to being older but a ton of responsibilty comes along with it. Stay young and have fun !