Thanks for your info David. I started out as an accounting clerk in a small practice. That was difficult as father and brother were engineers. Went onto the original TSB Bank and made it up to Branch Manager and made redundant after 24 years (at 42)when Lloyds Bank took over all managers and assistant managers had to go (1500+). Had four more permanent and numerous Temp Jobs, as a 42 year old is too old for any job as I was constantly told. 3 more redundancies later joined the Open University as a warehouseman driving vans to and from the Campus, fork-lifts and pickers up to 35 feet! Thats where I finished at 64. Now hoping to downsize housewise as both sons have gone, one to Canada and one nearby in Milton Keynes. So looking to design and build a two bed bungalow (future proofing) in a timber frame construction utilising SIPS panels and under floor heating, no internal ceilings, all rooms open to the pitched roof, open plan lounge/diner/kitchen, master bedroom with en-suite,family bathroom, heat source pump, and solar panels to cover all energy needs! One big problem the price of land maybe twice the price of the build, but we battle on!