Hang in there Harry. Don't forget , if you haven't already, to get a family member involved as this process is pretty stressful and takes a lot of energy as well as perseverance . Powers of attorneys / or permission from you to the involved agencies help here in order for trusted family members to have access to your information and to act on your behalf are a plus. Trust me, you want the help good buddy. My wife's long term disability and all the expenses we've had in the past year have been made a lot easier when I got involved as she just didn't have the patience or the energy to expend on all of this junk for a long while.