After carefully shopping for a new vehicle, washer, dryer, refrigerator, dish washer, etc. and making your choice by yourself or with the help of a salesperson, or reviews from the internet or elsewhere. Then the salesperson wants you to buy a warranty or an extended warranty. By doing so, you are making a money bet that your choice of the item you just purchased is going to break down. That is what's known as gambling and the store should have a casino license to sell you a warranty, because they are betting that your purchase will not break down. Capisce?